Credit Card Hacking

Posted on 16/11/2009 by


Credit card hacking has become one of the new security headaches of consumers. Although in face to face transactions the percentage of credit card fraud is almost a tenth of a percent, in online transactions its as high has two or three percent. That means that for every one hundred transactions you may do in the internet, you may suffer two or three breaches(surfing) in your private information. Stopping credit card number hacking is nowadays one of the priorities of credit card brands around the world.One funny thing about many of these hackers….free credit card numbers are posted at the internet. Some of them don’t want the potential money that can be acquired from this information only the fame.

How Are Credit Cards Gained By Hackers?

A hacker has many ways to gain a credit card number from an innocent user. The most common one is known as phishing. In this technique, the hacker poses as an officer within an organization let’s say for example VISA. The hacker sends to a group of email accounts an alert, instructing the receiver to follow determined set of instructions before his/her credit card is cancelled.
If the user is not aware of this kind of fraud, he/she will insert the credit card number and the name and expiration date without knowing he/she is going to be a victim of an online crime.

Another way for hacking credit card numbers is through a website. The hacker only needs to hack the systems of an online retailer let’s say Costco, and search for the database where the retailer stores the information of all of the users who have made recent transactions.

The third way is through the online process of buying. Let’s say an adult finds a website with adult content that he or she finds attractive. It’s quite probable that the website is only a masquerade for acquiring credit card information from you.

these are some example formats of the most common credit cards:

American Express  3400 0000 0000 009
Carte Blanche            3000 0000 0000 04
Discover                        6011 0000 0000 0004
Diner’s Club                3000 0000 0000 04
enRoute                         2014 0000 0000 009
JCB                                    2131 0000 0000 0008
MasterCard                  500 0000 0000 0004
Solo                                   6334 0000 0000 0004
Switch                             4903 0100 0000 0009
Visa                                   4111 1111 1111 1111.

Cheers 🙂